11. Matt Hasselbeck, Seahawks. This team goes as Hasselbeck goes, and that was good until last year. He turns 34 in September and has a history of back and leg problems. His receiving corps, even with T.J. Houshmandzadeh, lacks an explosive weapon. Still, Hasselbeck has proven capable of raising the play of those around him, so we're holding out hope for '09.
12. Jay Cutler, Bears. Cutler has a big arm, a competitive spirit, plenty of mobility and a knack for making big plays. The Bears should have an improved offensive line and a strong running game, and Cutler will be motivated to prove himself after a turbulent offseason. The big question: Who's he throwing to? We like TE Greg Olsen, but Devin Hester is terribly inconsistent and there isn't much else.
13. Matt Ryan, Falcons. The '08 Offensive Rookie of the Year, Ryan has a strong, accurate arm and displays more maturity and intangibles than anyone could have expected. Ryan has the support of a strong running game, and the addition of All-Pro TE Tony Gonzalez will make him more effective in the short passing game. Ryan is off to a nice start, and he should continue to move up this list.
14. Aaron Rodgers, Packers. Rodgers was among the league's top passers in his first year as a starter, throwing for 4,038 yards, 28 touchdowns and just 13 interceptions and showing a tremendous amount of toughness by playing much of the season after separating his shoulder. The talk in Green Bay has been about the defense, but everyone except OT Mark Tauscher returns on offense and Rodgers is sure to improve in Year 2 as a starter.
15. Jake Delhomme, Panthers. Delhomme is a fiery, emotional leader who got his team to the playoffs in '08, but he then turned the ball over six times in Carolina's first playoff game. He also hasn't delivered a strong statistical season since '05. He is in decline, for sure, but has a strong line and a great running game. Panthers coach John Fox will try to get him back on track by asking him to just play within the system.
16. Joe Flacco, Ravens. Flacco has a big arm and certainly proved himself as a rookie, but he was protected by an elite defense and the AFC's No. 1 running game. The coaches gave Flacco conservative game plans to limit his mistakes, yet he still threw 12 interceptions (14 touchdowns) and struggled at times against aggressive, pressure defenses. There is plenty of room to improve.
17. Matt Schaub, Texans. When healthy, he can look like a top-10 QB. Schaub just hasn't been able to stay on the field. Since coming to Houston in '07, he has missed 10 games. Last season, he passed for 3,043 yards in just 11 games while completing 66.1 percent of his passes and putting up an 8-yard per attempt average. With a growing arsenal of weapons led by WR Andre Johnson and TE Owen Daniels and consistency in the coaching staff with offensive coordinator Kyle Shanahan and line coach Alex Gibbs, Schaub could skyrocket up this list if able to stay healthy.
18. Jason Campbell, Redskins. Campbell struggled in Jim Zorn's West Coast offense last year, particularly in the second half of the season when he didn't post a 250-yard game. He also threw just five touchdown passes in that span. Redskins officials tried to trade for Cutler and trade up to draft Mark Sanchez in the offseason, so they don't believe Campbell can turn it around. He can be successful, however, in a system that takes advantage of his strong arm and athleticism.
19. Chad Pennington, Dolphins. We love Pennington. He's smart, deadly accurate, a natural leader and consummate pro and has a better arm than advertised. He made a run at NFL MVP honors last year by bringing the 1-15 Dolphins to the playoffs. With all that said, he has played only a full 16-game schedule three times in nine NFL seasons and it is only a matter of time before heir apparent Chad Henne gets a shot.
20. Matt Cassel, Chiefs. Cassel wildly exceeded expectations in New England last year, but a good portion of his success can be attributed to the Patriots' system. New coach Todd Haley certainly will play to Cassel's strengths, inserting him in a pass-first, shotgun-heavy attack. Smart coaching and a favorable system are enough to keep him on this list, but he will not be lining up behind Patriots' line or have Randy Moss and Wes Welker outside. And it remains to be seen whether RB Larry Johnson has anything left to offer.