The New New JaDeveon Clowney Thread

Discussion in 'Texans Talk' started by Marshall, Jun 2, 2015.

  1. Dejaview

    Dejaview Rookie

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    I too think he will play. He’s never been one to say much anyway. I just see no advantage to him to sit out unless he is a little worried. I’ve never seen a player situation like this one. From the Texans perspective it’s like having a beautiful successful girlfriend...that is HIV positive. There are tremendous forces in opposition here.
     
  2. badboy

    badboy Site Contributor

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    Yes! As I posted long ago, like Clowney and want him here barring a very good trade benefiting team. Texans have upper hand and using it wisely. I'm a player guy but team is ultimately whom I root for. Barring a pick up or two off season is over, time to root for what we have looking forward to T.C.
     
  3. badboy

    badboy Site Contributor

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    just to clarify, And knee injury nowhere near JD's history. He wouldn't have had same concerns.
     
  4. CloakNNNdagger

    CloakNNNdagger Site Contributor

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    Brown sustained a Grade I MCL tear last Dec.........an injury once healed having no future implications.
     
  5. mussop

    mussop Hall of Fame

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    And
    how much can you get for 1 million dollars?
     
  6. CloakNNNdagger

    CloakNNNdagger Site Contributor

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    It's not that simple.....specifically for Clowney. There are typical standard potential "exclusions" or "limitations" to such "loss of value" insurance policies.:

    - Pre-existing injuries or illnesses

    - Degenerative conditions

    - Osteoarthritis

    - Psychological disorders

    - Alcohol or illegal substance abuse

    - Criminal acts

    Most are capped at $3-10 million. Most loss-of-value insurance is written through Lloyd’s of London. At one point in time, I carried a Loyd's loss of value policy on my hands. For football players, Lloyd’s International Specialty Insurance describes the coverage as:
     
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  7. mussop

    mussop Hall of Fame

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    So in other words it’s a stupid suggestion?
     
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  8. CloakNNNdagger

    CloakNNNdagger Site Contributor

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    Not a stupid suggestion necessarily. Just probably not the level of long term "protection" that Clowney at this point in time with his injury history feels he is worth. It's like any accident insurance..........based on risk...........the greater the accident history, the more expensive the coverage.........and the more restrictive the coverage.
     
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  9. badboy

    badboy Site Contributor

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    Bunny trail, didn't Lloyds almost go out of business few years ago? IIRC a bankruptcy?
     
  10. CloakNNNdagger

    CloakNNNdagger Site Contributor

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    That was more than a few years ago........~ mid 1990s. That was due to the asbestos debacle........and due to the way Lloyds liability was poorly spread through it's investors. They are now totally restructured (widely distributing risk) so that bankruptcy would virtually be an non-issue.
     


  11. badboy

    badboy Site Contributor

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    Wow never thought that long ago, was thinking 8-10. I did know they had recuperated
     

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