I'm currently having a 'discussion' about the lack of a playoff system in college football on another forum. Basically i said that there should be one implemented because of teams like Boise State and their perfect record this season. Below is someone's reply to my comment. I always thought that the main reason a playoff system has not setup was because there is to much money associated with the bowls and the committees behind the bowls would stand to lose to much money? Or is the above comments correct?