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Old 01-20-2014   #141
steelbtexan
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Default Re: Brian Gardner fired

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Originally Posted by infantrycak View Post
No, Marshall nailed it. The bank is obligated to pay interest on your savings account and give you the money on demand AND barring misconduct the value is steady or increases. Those are not true for an investment in an NFL team. Stocks however may appear to have gained value in the market but until there is a sale (for which there has to be a buyer) any gain is purely theoretical AND the perceived value could disappear tomorrow.
Theoretically this is true.

However do you really believe this when it comes to the NFL?
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Old 01-20-2014   #142
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Default Re: Brian Gardner fired

You'd think with the experts on this board, some of them would have jobs with actual NFL teams.

I hear they are hiring on Kirby Drive...
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Old 01-20-2014   #143
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Default Re: Brian Gardner fired

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Originally Posted by infantrycak View Post
No, Marshall nailed it. The bank is obligated to pay interest on your savings account and give you the money on demand AND barring misconduct the value is steady or increases. Those are not true for an investment in an NFL team. Stocks however may appear to have gained value in the market but until there is a sale (for which there has to be a buyer) any gain is purely theoretical AND the perceived value could disappear tomorrow.
This is getting wildly off topic, but this isn't accurate at least in the UK, and since US law is very much derived from Common Law it would likely apply here if ever tested. The EU agreed new rules on 12/11/13 for bank bailouts or "bail-ins" as well.

The law has been in existence for hundreds of years and was established in England by the House of Lords in the case Foley v Hill in 1848.

The money placed in the custody of the banker is, to all intent and purposes, the money of the banker, to do with it as he pleases; he is guilty of no breach of trust in employing it; he is not answerable TO THE PRINCIPAL IF HE PUTS IT INTO JEOPARDY, IF HE ENGAGES IN A HAZARDOUS SPECULATION; he is not bound to keep it or deal with it as the property of the principal, but he is of course answerable for the amount, because he has contracted, having received that money, to repay to the principal, when demanded, a sum equivalent to that paid into his hands. (quoted in UK Law Essays, #3b4d81;">Relationship Between A Banker And Customer,That Of A Creditor/Debtor, emphasis added,)"


For a more recent example see the Cyprus Bail-in in which accounts were raided by the bank when the debt went bad. The financial system and national governments are trying to end the taxpayer bailout(s) and instead the depositors will take the hit.


http://dzswc0o8s13dx.cloudfront.net/goldcore_bloomberg_chart1_03-12-13.png


TL;DR -- All your money are belong to us.
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Old 01-20-2014   #144
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Default Re: Brian Gardner fired

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Originally Posted by QuantumMortis View Post
This is getting wildly off topic, but this isn't accurate at least in the UK, and since US law is very much derived from Common Law it would likely apply here if ever tested.
For the points I was making, it is true here or there. From your quote:

Quote:
but he is of course answerable for the amount, because he has contracted, having received that money, to repay to the principal, when demanded, a sum equivalent to that paid into his hands.
Everyone understands the bank can invest the money but that is irrelevant. They are liable for the deposits and any contract interest.
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Old 01-20-2014   #145
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Default Re: Brian Gardner fired

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Originally Posted by infantrycak View Post
Everyone understands the bank can invest the money but that is irrelevant. They are liable for the deposits and any contract interest.
It's not irrelevant. Can a banker be prosecuted according to the quoted text for not repaying his liabilities? Who's money is it when a deposit is made?
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Old 01-20-2014   #146
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Default Re: Brian Gardner fired

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Originally Posted by QuantumMortis View Post
It's not irrelevant. Can a banker be prosecuted according to the quoted text for not repaying his liabilities? Who's money is it when a deposit is made?
It doesn't matter for the point aka irrelevant. There is a legal repayment obligation. The same can not be said for an investment like a team.
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Old 01-20-2014   #147
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Default Re: Brian Gardner fired

Quote:
Originally Posted by QuantumMortis View Post
This is getting wildly off topic, but this isn't accurate at least in the UK, and since US law is very much derived from Common Law it would likely apply here if ever tested. The EU agreed new rules on 12/11/13 for bank bailouts or "bail-ins" as well.

The law has been in existence for hundreds of years and was established in England by the House of Lords in the case Foley v Hill in 1848.

The money placed in the custody of the banker is, to all intent and purposes, the money of the banker, to do with it as he pleases; he is guilty of no breach of trust in employing it; he is not answerable TO THE PRINCIPAL IF HE PUTS IT INTO JEOPARDY, IF HE ENGAGES IN A HAZARDOUS SPECULATION; he is not bound to keep it or deal with it as the property of the principal, but he is of course answerable for the amount, because he has contracted, having received that money, to repay to the principal, when demanded, a sum equivalent to that paid into his hands. (quoted in UK Law Essays, #3b4d81;">Relationship Between A Banker And Customer,That Of A Creditor/Debtor, emphasis added,)"


For a more recent example see the Cyprus Bail-in in which accounts were raided by the bank when the debt went bad. The financial system and national governments are trying to end the taxpayer bailout(s) and instead the depositors will take the hit.


http://dzswc0o8s13dx.cloudfront.net/goldcore_bloomberg_chart1_03-12-13.png


TL;DR -- All your money are belong to us.
US Banking laws are different. There IS a fiduciary responsibility by the Banking side of the Financial institutions including the investment side. That's why many of the banking violations involve mixing client investment dollars with bank capital which was put at risk and violating this fiduciary responsibility.
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Old 01-20-2014   #148
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Default Re: Brian Gardner fired

Quote:
Originally Posted by Double Barrel View Post
You'd think with the experts on this board, some of them would have jobs with actual NFL teams.

I hear they are hiring on Kirby Drive...
Can you drink beer while watching film ?
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Old 01-20-2014   #149
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Default Re: Brian Gardner fired

Quote:
Originally Posted by infantrycak View Post
It doesn't matter for the point aka irrelevant. There is a legal repayment obligation. The same can not be said for an investment like a team.
Point taken. They may be legally obligated to repay a depositor, but may not be able to fulfill their legal obligations.
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Old 01-20-2014   #150
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Default Re: Brian Gardner fired

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Originally Posted by steelbtexan View Post
Until Rick Smith is gone I wont be a happy camper.
I get it.... but,

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Originally Posted by steelbtexan View Post
But he still has a job because BoB didn't want to have to pay off his contract...
We don't know why Rick still has a job, but I really doubt it's because McNair doesn't want to pay off his contract. Maybe he's reached out to his preferred replacement, but that guy has commitments he chooses to fulfill......

I'm still not convinced Rick is safe, he's probably going to be gone before the season starts.
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Old 01-20-2014   #151
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Default Re: Brian Gardner fired

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Originally Posted by thunderkyss View Post
I get it.... but,



We don't know why Rick still has a job, but I really doubt it's because McNair doesn't want to pay off his contract. Maybe he's reached out to his preferred replacement, but that guy has commitments he chooses to fulfill......

I'm still not convinced Rick is safe, he's probably going to be gone before the season starts.
theres an eerie feeling hanging about, i don't think i would be shocked if it did happen
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Old 01-21-2014   #152
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Default Re: Brian Gardner fired

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Originally Posted by steelbtexan View Post
New England/San Fran/Seattle and to a lesser extent Denver would disagree with you. Although Denver appears to have a problem with its front office personnel drinking and driving.
Arrests per team since 2000 (as of June 2013):

Denver w/35
Seattle w/20
New England w/15
San Francisco w/13

and

Texans w/9
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Old 01-21-2014   #153
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Default Re: Brian Gardner fired

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Originally Posted by steelbtexan View Post
So it's like a savings account that you get an unbelievable interest rate on?
It's money he can borrow against.
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Old 01-21-2014   #154
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Default Re: Brian Gardner fired

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Originally Posted by TexansThunder View Post
Arrests per team since 2000 (as of June 2013):

Denver w/35
Seattle w/20
New England w/15
San Francisco w/13

and

Texans w/9
We lose at crime, too.
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Old 01-22-2014   #155
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Default Re: Brian Gardner fired

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We lose at crime, too.
We need more thugs on this team
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Old 4 Weeks Ago   #156
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Default Re: Brian Gardner fired

Now in Tennessee.
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Old 4 Weeks Ago   #157
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Default Re: Brian Gardner fired

Quote:
Originally Posted by Double Barrel View Post
You'd think with the experts on this board, some of them would have jobs with actual NFL teams.

I hear they are hiring on Kirby Drive...
Indeed.

I bet one of us here on Texanstalk will soon have a job with the Texans scouting department. Hell, the next head coach of this franchise is more than likely a poster in this forum right now.
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Old 4 Weeks Ago   #158
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Default Re: Brian Gardner fired

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Originally Posted by gwallaia View Post
Indeed.

I bet one of us here on Texanstalk will soon have a job with the Texans scouting department. Hell, the next head coach of this franchise is more than likely a poster in this forum right now.
I am proposing CnD for team doctor.
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Old 4 Weeks Ago   #159
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Default Re: Brian Gardner fired

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Originally Posted by badboy View Post
I am proposing CnD for team doctor.
Yep

I bet the Clowney situation would've been handled differently.

Incompetence seems to be the order of the day when it comes to the Texans medical staff.
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Old 4 Weeks Ago   #160
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Default Re: Brian Gardner fired???

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Originally Posted by Honoring Earl 34 View Post
Go big or go home .
i guess naming ryan fitzpatrick as starter is doing it big huh goku san???

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