Originally Posted by infantrycak
No, Marshall nailed it. The bank is obligated to pay interest on your savings account and give you the money on demand AND barring misconduct the value is steady or increases. Those are not true for an investment in an NFL team. Stocks however may appear to have gained value in the market but until there is a sale (for which there has to be a buyer) any gain is purely theoretical AND the perceived value could disappear tomorrow.
This is getting wildly off topic, but this isn't accurate at least in the UK, and since US law is very much derived from Common Law it would likely apply here if ever tested. The EU agreed new rules on 12/11/13 for bank bailouts or "bail-ins" as well.
The law has been in existence for hundreds of years and was established in England by the House of Lords in the case Foley v Hill in 1848.
The money placed in the custody of the banker is, to all intent and purposes, the money of the banker, to do with it as he pleases; he is guilty of no breach of trust in employing it; he is not answerable TO THE PRINCIPAL IF HE PUTS IT INTO JEOPARDY, IF HE ENGAGES IN A HAZARDOUS SPECULATION; he is not bound to keep it or deal with it as the property of the principal, but he is of course answerable for the amount, because he has contracted, having received that money, to repay to the principal, when demanded, a sum equivalent to that paid into his hands.” (quoted in UK Law Essays, #3b4d81;">Relationship Between A Banker And Customer,That Of A Creditor/Debtor, emphasis added,)"
For a more recent example see the Cyprus Bail-in in which accounts were raided by the bank when the debt went bad. The financial system and national governments are trying to end the taxpayer bailout(s) and instead the depositors will take the hit.
TL;DR -- All your money are belong to us.