Re: "You take the 3 points and move on"
As a rule, it doesn't bother me. Like any rule, however, it should always be breakable. There are times, like the first FG of the game yesterday, when you take the FG and don't look back. I get the frustration on that series, because it's been building in fans for years. But it's absolutely correct to take the FG. What bothers me about the mindset is that it seems to have removed any thought of even TRYING at times. If it's 3rd and long, there are plays you can run that are reasonable in their risk vs. reward that actually give a chance to accomplish something. A 3rd and long draw play is simply giving up. That's the right move sometimes, but not to the point that Kubiak and Schaub do it.
At the end of it all, I get the feeling that Kubiak is so much a control freak that he won't entrust his QB and offense to take a shot. Whether he can trust them or not, this is the team that he put together. So if he thinks he can't trust them to take a shot at the end zone without turning it over, then why the hell did he choose players he can't trust?
A real MVP contributes in all phases of the game.